Protect your child with the right school insurance

By Hervé , on January 24, 2023 , updated on April 18, 2023 - 5 minutes to read

School insurance is an essential service for students who wish to insure themselves against education-related risks. It is especially important for those who attend institutions of higher learning or extracurricular activities. But at what age should you take out school insurance? In this article, we'll take a closer look at the question of how old you should be to buy school insurance. We'll also explain how to choose the right insurance and what you need to know before you buy a policy.

What are the benefits of school insurance?

School insurance is a type of insurance that covers students and their families against risks related to their school activity. It generally applies to students and families up to the age of 18, providing coverage for daily activities such as transportation, classes, childcare and sports. It also includes coverage for liability and for property outside the student's primary residence, such as electronics or books. Policies offer comprehensive coverage in the event of accident or illness and provide coverage for all underlying activities, such as car or bicycle travel. In addition, some policies also include additional home insurance that can help cover damage from a fire or other type of disaster. Finally

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How does school insurance work?

School insurance is a very convenient way to insure property and people at school. It generally covers property damage, bodily and/or personal injury, and liability in the event of a dispute. To purchase school insurance, you must fill out a form and provide information about yourself and your specific school. The maximum age to purchase school insurance varies depending on the type of insurance you choose, but generally this limit is 18 or younger. However, some insurance companies may offer school insurance policies up to age 21.

What exactly does school insurance cover?

Parents must purchase school insurance for their children to ensure their safety and well-being at school. It covers medical expenses, medication, medical transportation services and other expenses related to injuries or illnesses sustained by the child while at school. School insurance is mandatory until the child turns 18. Therefore, it is important that parents have good coverage in place for their children before they enter college.

How much does school insurance cost?

School insurance is a civil insurance that covers children for their school and extracurricular activities. It provides protection against accidents and may also include medical expenses. Most insurance companies require that the child be between the ages of 4 and 18 to be eligible for school insurance. Pricing may vary depending on the age of the child, as well as the level of activity offered by the school. Most school insurance is affordable and coverage can start as low as a few dollars per month.

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Is it possible to purchase school insurance during the year?

It is possible to purchase school insurance during the year, which allows parents and students to be insured against accidents and risks related to school activities. The benefits offered by this insurance vary depending on the company and the contract. In general, it offers coverage for medical expenses, reimbursement of tuition fees and coverage of family expenses in case of temporary or permanent disability of the policyholder. School insurance can be taken out up to a certain age, so you should check with your insurer to find out the age limit at which you can still take advantage of the coverage offered.

There are several advantages to taking out school insurance. Firstly, it protects your child against accidents that may occur at school or during extracurricular activities. Secondly, it also covers your child's civil liability, i.e. his or her ability to compensate a third party in the event of unintentional damage. Finally, some insurances also offer assistance in the event of hospitalization or repatriation in the event of an accident abroad. So it's important to choose your school insurance carefully, to ensure you're properly covered for your specific needs.


In conclusion, school insurance is an essential thing to protect students from the risks of accidents and illnesses. Although the age limit for purchasing this insurance is usually set at 21, some companies may be willing to offer policies to older individuals who are still in school. It is therefore important to consult and compare the different offers before making a final decision.

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