How to change your car insurance easily?

By Hervé , on January 5, 2023 , updated on April 20, 2023 - 5 minutes to read

Changing your automobile insurance is an important decision that deserves some thought. You need to take the time to compare the available offers and analyze the clauses of the contracts to choose the insurance that best suits your needs. Whether you're looking to switch insurers for more comprehensive coverage, lower rates or simply to try and find a better value, this article explains how to select the right car insurance.

Do I have to inform my old insurance company if I change my auto insurance?

When you are considering changing your auto insurance, it is important to contact your old insurance company to let them know your decision. This applies even if you have not yet chosen a new insurance policy and have not yet applied for a new policy. Your old insurance company may be able to offer you benefits and rates that they do not offer to their current customers or that you may be able to take advantage of when changing insurance. So make sure you inform your old insurance company before you make a change.

What documents do I need to change my auto insurance?

To change your auto insurance policy, you must first write a letter to your current insurer requesting termination of the policy. The letter should include the policy number, your name and address, and the year you wish to terminate your insurance. Once this letter is sent and the policy is terminated, you will need to contact a new insurer to obtain a new car insurance quote. You will also need to provide personal information such as the name of the primary driver and vehicle information.

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When is the best time to change your auto insurance?

The best time to change your car insurance is when your current contract expires. This allows you to take advantage of the guarantees offered by the Hamon law, which gives you the right to cancel your insurance at any time after one year, without having to provide a justification. With this law, you can also compare different offers to find the car insurance that best suits your budget and your needs in terms of coverage and guarantees.

What are the advantages and disadvantages of changing car insurance?

Changing car insurance can provide both advantages and disadvantages in a given situation. The advantages may include a better deal on your insurance or additional coverage, depending on the new insurer. In addition, the change could make your premiums and rates cheaper, which is a great financial benefit. However, the disadvantages include the time and effort required to deal with the change and the loss of privileges you have accumulated with your current insurer. In addition, you may have to pay a termination fee for your old policy, which can result in additional costs associated with changing your car insurance.

How can I save money by changing my car insurance?

There are a number of ways to change your car insurance and save money. The first thing to do is to understand your current situation. Be sure to check your coverage and premiums with your current insurer. Then, compare offers from different insurers to find the best coverage at a reasonable price. You can also discuss the offers with agents and brokers to get more details about the premium amounts and coverage offered. Once you have chosen the insurance that best suits your situation, send a letter to your current insurer notifying them that you wish to terminate your policy. Include all the necessary information such as policy number, name of the new insurer and desired effective date.

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When you want to change your car insurance, it's important to find out everything you can beforehand, so you can make the best choice. First of all, it's a good idea to compare the various offers on the market and check the cover offered. Next, you need to gather the necessary documents, such as the vehicle registration document and the statement of information from the previous insurance company. It's also advisable to take into account the ideal time to make the change, to avoid any risk of financial or technical penalties. Finally, by changing your car insurance regularly, you can make considerable savings on your annual premium.


Deciding to change your auto insurance can be a complex process. It's important to thoroughly analyze the different offers and understand their terms and conditions. By taking the time to research the best price, advantages and disadvantages of each offer, you can easily choose an auto insurance policy that meets your needs and budget.

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