All you need to know to insure your mobile products

By Hervé , on July 29, 2021 , updated on April 21, 2023 - 6 minutes to read
What is a nomadic product?

How to get your computer reimbursed by the insurance company?

New replacement warranty. By purchasing this warranty, you will receive compensation for the price at which you purchased your computer. Without this guarantee, you should know that the insurer can ask for obsolescence (reduction due to the purchase date of the computer).

What insurance covers civil liability?

The Civil Liability (CL) guarantee covers the obligation to repair bodily injury and/or material damage caused to a third party. This guarantee covers damage caused to others. ... This guarantee is offered in home insurance contracts.

How to get reimbursed for a stolen computer?

My friend's laptop was stolen on the train. How do I get compensation? ... Your friend should file a complaint with your local police and send the certificate to his home insurance company so that he can return it for the excess. Don't forget to enclose the invoice for the item.

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How to get a refund on a tablet?

- You can send a formal request to cancel the return or sale of the product. - You have 2 years from the date of purchase to take the necessary steps to obtain consent.

What is a mobile device?

Nomadic device A small object that allows information to be consulted and exchanged without being connected to a fixed installation (telephones, laptops, newspapers, electronic directories, etc.).

What are the nomadic products?

Smartphone, MP3 player, mobile phone, digital tablet, camera, these essential objects of our daily life are now called "mobile products". Mobile phones by definition are often lost, broken or stolen.

How to insure your electronic devices ?

This coverage takes the form of a standard insurance policy and covers most risk situations. Some insurers cover your entire electronic equipment, others cover a single device, such as mobile insurance, and sometimes even accessories such as chargers or batteries.

How do I cancel my mobile phone insurance with La Banque Postale?

All you have to do is send the letter of withdrawal to La Banque Postale with an acknowledgement of receipt. The insurance ends one month in advance. If you resign from the company, the new insurance can facilitate the process of transferring the contract.

Where to send a letter of cancellation to La Banque Postale?

You can also send it to La Banque Postale Service Rapprochement 115, rue de Sèvres 75006 Paris.

How do I cancel a Banque Postale P&C insurance policy?

To cancel your home insurance, you must notify La Banque Postale by registered letter less than 3 months after the event occurs. Notification is made within one month of receipt of the registered letter.

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Where can I send a letter of cancellation of my Post Bank insurance?

You do not have to give any reason for cancelling your insurance with La Banque Postale. The final letter must be sent to La Banque Postale by registered letter with acknowledgement of receipt.

How to declare the breakage of your mobile phone?

After your mobile phone has been stolen, broken or oxidized, you must send a claim letter to the insurance company. Please note that this letter is not the only document you must send. You must attach the following items: Instructions from the manufacturer of the insured device

How to be reimbursed for a telephone by your insurance?

The documents required to obtain the replacement of the stolen phone and the return of the fraudulent communications (calls and Internet data) are :

  • Instructions from the manufacturer of insured mobile phones
  • its serial number.
  • its purchase invoice.
  • the original and receipt of the claim

What is accidental breakage?

An accidental failure is a sudden hardware failure that affects the operation of your phone. Thus, a small crack in the back will not be taken into account. The fracture must be visible, and must come from an external part of the phone, not an internal defect.

How do I get my mobile phone insurance to work?

The need for a third party to work for liability insurance. It is clear that in order to work for third party liability, a third party, i.e. a person outside your home, must be involved.

Today, nomadic products are omnipresent in our daily lives, and it's important to insure them properly in the event of an incident. There are several types of insurance available to cover different risks, such as theft, breakage or civil liability. Before taking out any insurance, it's essential to understand the cover offered, as well as any exclusions. It's also important to compare offers on the market to find the insurance that best suits your needs and budget. In this article, we give you all the keys you need to insure your nomadic products with peace of mind, whatever the circumstances.

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